Midsize Luxury SUV · Model guide*

BMW X5.

The SUV that invented the sports activity vehicle idea, and still in the lineup: strong engines, real towing, and a plug-in hybrid with genuine electric range.

Starting MSRP

$68,300*

2026 X5 sDrive40i RWD

Fuel economy

21-27 mpg

Seats

5-7

Power

375-617 hp

Towing, properly equipped

7,200 lbs

Price an X5 three ways

What a BMW X5 costs where you live.

With the taxes and fees for Arizona, where you register the car. Type the price, or start at the starting MSRP, and see it as cash, a loan, and a lease. Nothing you type leaves this page.

Where you register the car

Price you agreed on$ Cash down$ Your credit score Loan term Lease term

More optionsSticker price, rebates, your trade, loan rate, lease terms, taxes and fees

The car Sticker price (MSRP)$A lease figures its residual from the sticker. Rebates and incentives$

Your trade Trade-in value$ Still owed on the trade$

Loan and lease Loan APR%Starts at Rateous's rate for your credit range and term. Change it to a rate you have. Residual%What the car is expected to be worth at the end, as a share of the sticker. Money factorAbout ... as an APR (money factor times 2,400). Acquisition fee$The leasing company's fee, usually rolled into the lease. Change it to yours.

Taxes and fees Sales tax rate%Worked out for Arizona on this price, after any trade-in credit (some places tax less above a set amount). Change it if yours differs. Title, registration, and state fees$An estimate for a new car at this price. Change it if you know yours. Dealership documentary fee$An example of $599. Type your dealership's own fee; it varies by store.

Cash

...

out the door

Sales tax: ...
Title, registration, and fees: ...
Trade-in: ...
Due at the dealership: ...

Finance

.../mo

Amount financed: ...
Total interest: ...
Payments plus cash down: ...

Lease

.../mo

Due at signing: ...
Total over the lease: ...
Value at lease end: ...

Lease or buy, over 36 months

	You pay	You own at the end	Real cost
Lease	...	Nothing; you hand it back	...
Finance	...	Equity of ...	...
Cash	...	A car worth about ...	...

An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The starting money factor, residual, and acquisition fee are starting figures only; the leasing company sets the real ones. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Arizona; the dealership's paperwork and your motor vehicle agency have the final numbers. What you own at the end assumes the car is worth the residual. Nothing you type is sent, saved, or used to check your credit.

The calculator needs JavaScript. How it works: a loan payment is the amount financed times the monthly rate, divided by one minus (one plus the monthly rate) to the power of minus the term. A lease payment is the depreciation (net capitalized cost minus residual, divided by the term) plus the rent charge (net capitalized cost plus residual, times the money factor), plus tax the way the state taxes a lease.

X5 trims.

sDrive40iThe rear-drive value entry: 375 hp inline-six with mild hybrid assist.

xDrive40iSame 375 hp six with AWD.

xDrive50eThe plug-in hybrid: 483 hp combined and roughly 40 miles of electric-only range for gas-free commuting.

M60i523 hp V8: near-M pace with full luxury spec.

X5 M CompetitionThe flagship: 617 hp hybrid-assisted V8, track-capable chassis, 3.7-second 0-60.

Every new BMW carries a 4 year / 50,000 mile New Vehicle Limited Warranty, plus BMW Ultimate Care: complimentary factory scheduled maintenance for 3 years / 36,000 miles.

Compare the X5.

More BMW suvs

BMW X1Subcompact Luxury SUV · Starting MSRP $43,200*BMW X2Subcompact Coupe SUV · Starting MSRP $44,700*BMW X3Compact Luxury SUV · Starting MSRP $51,300*BMW X6Midsize Coupe SUV · Starting MSRP $77,300*BMW X7Full-Size 3-Row Luxury SUV · Starting MSRP $87,500*

Its closest rivals, by body style, size, and class

Mercedes-Benz GLEMidsize Luxury SUV · Starting MSRP $68,400*Mercedes-Benz EQEElectric Midsize Sedan / SUV · Starting MSRP $64,950*Audi Q6 e-tronMidsize Electric SUV · Starting MSRP $64,500*Land Rover Range Rover VelarMidsize Luxury SUV · Starting MSRP $61,600*Audi Q8Midsize Coupe Luxury SUV · Starting MSRP $76,900*Cadillac LyriqElectric Midsize Luxury SUV · Starting MSRP $59,400*

Questions.

How much does the BMW X5 cost?

The 2026 BMW X5 has a starting MSRP of $68,300 for the X5 sDrive40i RWD, as BMW advertises it, before the destination charge, options, taxes, and fees. Higher trims cost more; the X5 M Competition tops the range. Plus each dealership's own documentary fee (not a government fee), taxes, and government fees.

What trims does the BMW X5 come in?

Five: sDrive40i, xDrive40i, xDrive50e, M60i, and X5 M Competition.

What gas mileage does the BMW X5 get?

21-27 mpg, depending on the trim and powertrain, per the manufacturer's published figures.

How many seats does the BMW X5 have?

5-7.

How much can the BMW X5 tow?

Up to 7,200 lbs, properly equipped.

Should I lease or buy a BMW X5?

It depends on how long you will keep it and how far you drive. Open the calculator on this page, type the price you agreed on, and compare the lease and the loan over the same months, with your state's taxes and your own credit tier.

Price the X5 on your numbers.

Every new car priced three ways for where you live, with taxes and fees. No credit pull, nothing sent to anyone.