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Compact SUV · Model guide*

GMC Terrain.

Redesigned with a bolder face and a 15-inch touchscreen, the Terrain is the Equinox's dressier twin, and for 2026 it finally gets AT4 and Denali versions.

Starting MSRP

$30,700*

2027 Terrain Elevation

Fuel economy

up to 28 mpg

Seats

Power

175 hp

Price a Terrain three ways

What a GMC Terrain costs where you live.

With the taxes and fees for Arizona, where you register the car. Type the price, or start at the starting MSRP, and see it as cash, a loan, and a lease. Nothing you type leaves this page.

Where you register the car

Price you agreed on$ Cash down$ Your credit score Loan term Lease term

More optionsSticker price, rebates, your trade, loan rate, lease terms, taxes and fees

The car Sticker price (MSRP)$A lease figures its residual from the sticker. Rebates and incentives$

Your trade Trade-in value$ Still owed on the trade$

Loan and lease Loan APR%Starts at Rateous's rate for your credit range and term. Change it to a rate you have. Residual%What the car is expected to be worth at the end, as a share of the sticker. Money factorAbout ... as an APR (money factor times 2,400). Acquisition fee$The leasing company's fee, usually rolled into the lease. Change it to yours.

Taxes and fees Sales tax rate%Worked out for Arizona on this price, after any trade-in credit (some places tax less above a set amount). Change it if yours differs. Title, registration, and state fees$An estimate for a new car at this price. Change it if you know yours. Dealership documentary fee$An example of $599. Type your dealership's own fee; it varies by store.

Cash

...

out the door

Sales tax: ...
Title, registration, and fees: ...
Trade-in: ...
Due at the dealership: ...

Finance

.../mo

Amount financed: ...
Total interest: ...
Payments plus cash down: ...

Lease

.../mo

Due at signing: ...
Total over the lease: ...
Value at lease end: ...

Lease or buy, over 36 months

	You pay	You own at the end	Real cost
Lease	...	Nothing; you hand it back	...
Finance	...	Equity of ...	...
Cash	...	A car worth about ...	...

An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The starting money factor, residual, and acquisition fee are starting figures only; the leasing company sets the real ones. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Arizona; the dealership's paperwork and your motor vehicle agency have the final numbers. What you own at the end assumes the car is worth the residual. Nothing you type is sent, saved, or used to check your credit.

The calculator needs JavaScript. How it works: a loan payment is the amount financed times the monthly rate, divided by one minus (one plus the monthly rate) to the power of minus the term. A lease payment is the depreciation (net capitalized cost minus residual, divided by the term) plus the rent charge (net capitalized cost plus residual, times the money factor), plus tax the way the state taxes a lease.

Terrain trims.

ElevationThe core spec: 15-inch portrait screen, blacked-out styling, full safety suite.

AT4The trail-styled one: standard AWD, all-terrain tires, unique fascia, terrain mode.

DenaliThe luxury spec: quilted leather, premium audio, chrome-free premium brightwork, loaded tech.

Every new GMC carries a 3 year / 36,000 mile bumper-to-bumper warranty and 5 year / 60,000 mile powertrain coverage, and GMC includes a complimentary first scheduled maintenance visit within the first year.

Compare the Terrain.

More GMC crossovers & suvs

GMC Acadia3-Row Midsize SUV · Starting MSRP $43,900*GMC YukonFull-Size SUV · Starting MSRP $70,200*

Its closest rivals, by body style, size, and class

Volkswagen TiguanCompact SUV · Starting MSRP $30,805*Ford EscapeCompact SUV Mitsubishi Outlander3-Row Compact SUV · Starting MSRP $29,995*Subaru ForesterCompact SUV · Starting MSRP $29,995*Mazda CX-5Compact SUV · Starting MSRP $29,990*Mazda CX-50Rugged Compact SUV · Starting MSRP $29,900*

Questions.

How much does the GMC Terrain cost?

The 2027 GMC Terrain has a starting MSRP of $30,700 for the Terrain Elevation, as GMC advertises it, before the destination charge, options, taxes, and fees. Higher trims cost more; the Denali tops the range. Plus each dealership's own documentary fee (not a government fee), taxes, and government fees.

What trims does the GMC Terrain come in?

Three: Elevation, AT4, and Denali.

What gas mileage does the GMC Terrain get?

Up to 28 mpg, depending on the trim and powertrain, per the manufacturer's published figures.

How many seats does the GMC Terrain have?

Should I lease or buy a GMC Terrain?

It depends on how long you will keep it and how far you drive. Open the calculator on this page, type the price you agreed on, and compare the lease and the loan over the same months, with your state's taxes and your own credit tier.

Price the Terrain on your numbers.

Every new car priced three ways for where you live, with taxes and fees. No credit pull, nothing sent to anyone.