Vehicle tax in Lima runs about 6.85% all in, the rate for Allen County. Ohio credits your trade-in, so you are taxed on the price after it comes off. The doc fee is capped at $398.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Lima, OH. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Lima, OH; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
| Line | Estimate |
|---|---|
| Ohio sales tax (6.85%, your local rate, paid at registration) | $2,397.50 |
| Title fee | $18.00 |
| Registration (estimate) | $66.00 |
| Local permissive tax (annual; maximum per taxing district, varies $0-$30) | $30.00 |
About 6.85% all in for Allen County. Ohio charges 5.75% and local jurisdictions add the rest, set by where you live.
Trade-in allowance reduces the taxable price only when purchasing a NEW motor vehicle (or watercraft) from a licensed dealer; it does not reduce the price on a used-vehicle purchase (R.C. 5739.01(H)).
A car the selling dealership ships out of its own state usually carries no sales tax in that state; you pay Ohio tax when you register it in Ohio. Picking the car up in another state can mean paying that state's tax at the dealership first, and whether Ohio credits it depends on the two states. Whether a dealership ships to Lima is up to the dealership, and it sets its own shipping charge, shown on the car before you sign.
Ohio caps it at $398. Under R.C. 4517.261, as amended by SB 94 (effective October 24, 2024), the fee is limited to the lesser of 10% of the price or an inflation-indexed cap, $398 for 2026.