Vehicle tax in Rochester runs about 6.88% all in, the rate for Olmsted County. Minnesota credits your trade-in, so you are taxed on the price after it comes off. The doc fee is capped at $350.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Rochester, MN. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Rochester, MN; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
| Line | Estimate |
|---|---|
| Minnesota motor vehicle sales tax (6.88%, paid at registration) | $2,406.25 |
| Title fee | $8.25 |
| Registration (estimate) | $640.00 |
| License plate fee | $15.50 |
| Filing fee (title/new registration transaction) | $12.00 |
| Technology surcharge (each transaction) | $2.25 |
| Public Safety Vehicle fee (each transaction) | $3.50 |
| Local office surcharge (each transaction) | $1.00 |
About 6.88% all in for Olmsted County. Minnesota uses one statewide rate on vehicles, so it does not change by city.
Value of a motor vehicle taken in trade is deducted from the purchase price (Minn. Stat. 297B.01).
A car the selling dealership ships out of its own state usually carries no sales tax in that state; you pay Minnesota tax when you register it in Minnesota. Picking the car up in another state can mean paying that state's tax at the dealership first, and whether Minnesota credits it depends on the two states. Whether a dealership ships to Rochester is up to the dealership, and it sets its own shipping charge, shown on the car before you sign.
Minnesota caps it at $350. Minn. Stat. 168.27 subd. 31: lesser of $350 or 10% of the sale for sales/leases on or after July 1, 2025 ($275 from July 2024, $200 from July 2023).