The Broker Black LLC, doing business as The Model Black. Rates powered by Rateous. Rateous is an affiliate of The Model Black. Site design by The Autograph Co.
Payment estimates on this page
*Every car on this page: payments are estimates for the city and county in your deal profile, with your down payment (10% of the car's MSRP unless you set your own) and any trade you entered applied. Finance payments are estimates at your saved profile: the down payment, the number of monthly payments, and the estimated APR shown with each car. Includes each dealership's own documentary fee (not a government fee; each car shows its amount) and estimated taxes and government fees. Estimated APR: An estimate for your credit range, term, and vehicle, built on Rateous risk-based pricing and current market rates, and including the selling dealership's financing participation where it applies. It is not an offer from any lender; the lender sets your actual APR. Estimate on approved credit. Not an offer of credit. Lease payments are closed-end lease estimates at your saved profile: the number of monthly payments, the total due at signing, the down payment, and the miles per year shown with each car, with the first payment due at signing and tax for where you live in each payment. The amount due at signing includes the first month's payment, any cash down and the tax on it, and title and registration (unless you roll those fees into the payment), plus any shipping, signing, and trade-in transport charges. On a lease, the cash down is the total due at signing, apart from any refundable security deposit or dealership delivery charge: it pays the charges due at signing first, and the rest lowers the capitalized cost. Any charge it does not cover is added to the capitalized cost, where the leasing company allows it. Monthly payment (fees not rolled in): Includes estimated taxes. Plus each dealership's own documentary fee (not a government fee; each car shows its amount) and government fees, due at signing. Due at signing (fees not rolled in): Includes each dealership's own documentary fee (not a government fee; each car shows its amount) and estimated taxes and government fees. Monthly payment with the fees rolled in: Includes each dealership's own documentary fee (not a government fee; each car shows its amount) and estimated taxes and government fees. Due at signing with the fees rolled in: Includes your first monthly payment and the estimated taxes due at signing. Each dealership's own documentary fee (not a government fee; each car shows its amount) and government fees are rolled into your payments. No security deposit is required unless one is shown. Excess mileage (usually $0.25 a mile; the lessor sets the charge) and excess wear and use charges may apply at lease end. A car is priced on the manufacturer's lease program only when one is in effect for it today; otherwise its lease is a market-based estimate, not a factory program. Either way, the payment includes any participation the dealership adds to the lease rate. Estimate on approved credit through the lessor. Not an offer to lease. A one-pay lease collects the whole term in one payment at signing and is not a purchase. Out-the-door prices include tax, title, and license for your city and county. Tune the numbers on any vehicle. A dealership may end an offer before its end date. Once you send a deal, the dealership holds its own price and specials for you for 72 hours, subject to prior sale of that vehicle. Manufacturer programs and incentives apply only if you sign your contract, and take delivery where the program requires it, before they end; the dealership will confirm what applies.
Your estimate
Cars outside your area
Who sells each car
Each car is sold or leased by the participating dealership that lists it, and that dealership completes the purchase with you directly. A listing does not name its dealership: you see the dealership's name and location when you send your deal to buy the car.
Estimates, taxes and fees
All payments, rates, taxes, and fees shown are estimates for informational
and illustrative purposes only and are not an offer of credit, a
solicitation, or an application for credit; they do not guarantee approval
or any particular rate, payment, or term, and actual lender terms will
vary. All taxes and fees can change at any time. Each dealership sets its own documentary fee
(not a government fee), and it can change without notice: a
participating dealership's published fee is shown as its own figure,
and a car shows a price only once its dealership's fee is on file.
Protection product prices are estimates, and the final price, term, cost,
coverage, and deductible vary by dealer and provider. Vehicle listings,
pricing, mileage, and equipment come from third-party data sources; while
we work to keep information accurate, errors and omissions occur, listings
are subject to prior sale or price change without notice, and neither
The Model Black nor its data providers guarantee their accuracy. Photos may be
manufacturer stock images or examples and may not represent the actual
vehicle, color, trim, or equipment. Fuel economy figures are EPA estimates
for comparison only; actual mileage will vary. The consumer is responsible
for verifying all facts, pricing, equipment, and availability directly.
Confirm the final details of any deal with the selling
dealership before purchase. Trade-in values are market estimates and not
an offer to purchase. Warranty and complimentary maintenance terms are
typical manufacturer programs and must be verified on the specific
vehicle. © 2026 The Model Black.
About The Model Black
The Model Black is a private new-car buying platform: real inventory from participating dealerships, each dealership's own price, the same for every shopper, shown up front with an account or a membership, so you build your deal your way and skip the negotiating and the wait at the dealership. The Model Black is not a licensed motor vehicle dealer or broker and does not act as a broker in any way. Participating dealerships sell and lease every vehicle and complete each purchase directly with you. Each car on The Model Black is offered by a licensed participating dealership, and you see that dealership's name when you ask it a question or send it your deal. Brand names and logos are trademarks of their owners, used only to identify their vehicles. The Model Black is not affiliated with or endorsed by any manufacturer.