Georgia charges title ad valorem tax (TAVT) of 7% statewide on vehicles, with no local add-on. A trade-in does reduce the taxable price, which is real money on the deal.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Georgia. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Georgia; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
TAVT replaced both sales tax and the annual 'birthday' ad valorem tax for vehicles titled on or after March 1, 2013; county LOST/SPLOST sales taxes do not apply to titled motor vehicles.
The TAVT rate returned to 7% on July 1, 2023 (MVD-2023-02) after a temporary 6.6% rate.
Manufacturer rebates are not deducted from the retail selling price used for TAVT on new vehicles (DOR MV-7D worksheet uses the selling price before incentives).
TAVT is paid once at titling; vehicles subject to TAVT owe no annual ad valorem tax while owned by the same person.
On a $35,000 new car with a $37,000 sticker, registered in Atlanta, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $18.00 |
| Registration (est., flat based) | $20.00 |
| In all | $38.00 |
Georgia taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments. 7% TAVT on the total of the base lease payments plus any down payment, paid at titling (dealer/lessor collects up front).
Pick your city for the exact combined rate where you register, plus what title and registration run there.
7%. Georgia applies one rate statewide on vehicles, so it does not change from city to city.
For dealer sales the TAVT base is the retail selling price (fair market value for new vehicles) less the trade-in value (O.C.G.A. 48-5C-1).
On a $35,000 new car with a $37,000 sticker, registered in Atlanta: Title fee $18.00, Registration (est., flat based) $20.00, about $38.00 in all. Annual license plate registration $20 (standard plate). $1 mail fee if mailed. Prestige/specialty plates add $35-$80.
No. Georgia sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee.
Georgia taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments. 7% TAVT on the total of the base lease payments plus any down payment, paid at titling (dealer/lessor collects up front).