Massachusetts charges sales and use tax of 6.25% statewide on vehicles, with no local add-on. A trade-in does reduce the taxable price, which is real money on the deal.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Massachusetts. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Massachusetts; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
No local sales tax in Massachusetts.
Manufacturer rebates do not reduce the taxable sales price (the rebate is consideration paid by a third party); dealer discounts do.
Sales tax on a dealer sale is paid to the RMV when the vehicle is registered (within 10 days), based on the actual price.
On a $35,000 new car with a $37,000 sticker, registered in Boston, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $75.00 |
| Registration (est., flat based) | $60.00 |
| In all | $135.00 |
Massachusetts taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.
Pick your city for the exact combined rate where you register, plus what title and registration run there.
6.25%. Massachusetts applies one rate statewide on vehicles, so it does not change from city to city.
Trade-in of a motor vehicle to a registered dealer reduces the taxable sales price (M.G.L. c. 64H, s. 26).
On a $35,000 new car with a $37,000 sticker, registered in Boston: Title fee $75.00, Registration (est., flat based) $60.00, about $135.00 in all. Passenger registration $60 for a two-year term (plates included).
No. Massachusetts sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee.
Massachusetts taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.