Michigan charges sales tax of 6% statewide on vehicles, with no local add-on. Trade-in credit is limited here, so check the cap before you count on it.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Michigan. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Michigan; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
No local sales tax in Michigan.
Manufacturer rebates are taxable: the sales tax base is the price before the rebate is applied.
Sales tax on a dealer sale is computed on the RD-108 and remitted with the title application; the trade-in credit does not apply to leases.
On a $35,000 new car with a $37,000 sticker, registered in Detroit, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $15.00 |
| Registration (est., value based) | $200.00 |
| In all | $215.00 |
Michigan taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.
Pick your city for the exact combined rate where you register, plus what title and registration run there.
6%. Michigan applies one rate statewide on vehicles, so it does not change from city to city.
Public Acts 1 and 2 of 2018: trade-in credit started at $5,000 in 2019 and rises $1,000 each January 1 until it exceeds $14,000 (2029), after which the full trade-in value is credited. 2025 cap was $11,000 (Treasury notice 12/27/2024); 2026 cap is $12,000.
On a $35,000 new car with a $37,000 sticker, registered in Detroit: Title fee $15.00, Registration (est., value based) $200.00, about $215.00 in all. Plate fee for 1984 and newer passenger vehicles is a percentage of the MSRP at first titling (MCL 257.801(1)(p)), roughly 0.5% of list price (about $200 on a $40,000 car), then reduced 10% per year for the following three years. The Secretary of State's registration fee calculator gives the exact figure.
Yes, at $280. Under MCL 257.251, the doc fee may not exceed 5% of the cash price or the inflation-adjusted cap, whichever is less; DIFS Bulletin 2025-03-CF sets the cap at $280.
Michigan taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.