New Jersey charges sales and use tax of 6.625% statewide on vehicles, with no local add-on. A trade-in does reduce the taxable price, which is real money on the deal.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for New Jersey. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for New Jersey; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
No local sales tax in New Jersey (Urban Enterprise Zone reduced rates do not apply to motor vehicles).
Manufacturer rebates are included in the taxable receipt (the rebate is consideration from a third party); dealer discounts are not.
Leases longer than six months: the dealer/lessor collects sales tax up front at inception, computed on either the total of the lease payments or the original purchase price (lessor's election), per Publication S&U-12.
On a $35,000 new car with a $37,000 sticker, registered in Trenton, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $60.00 |
| Registration (est., weight based) | $236.00 |
| In all | $296.00 |
New Jersey taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments.
Leasing across state lines. New Jersey collects the full tax on a lease up front. For a lease brought in from another state, it allows credit for the other state’s tax only if that state taxes leases the way New Jersey does, by taxing the lessee (S&U-12). A tax imposed on the business rather than on the customer is unlikely to qualify.
Pick your city for the exact combined rate where you register, plus what title and registration run there.
6.625%. New Jersey applies one rate statewide on vehicles, so it does not change from city to city.
Trade-in of a motor vehicle to the dealer at the time of sale reduces the taxable receipt.
On a $35,000 new car with a $37,000 sticker, registered in Trenton: Title fee $60.00, Registration (est., weight based) $236.00, about $296.00 in all. Annual passenger fee: vehicles within 2 model years and under 3,500 lbs $59; over 3,500 lbs $84 (older vehicles $46.50/$71.50). New vehicles must prepay four years of registration at purchase: $236 for a car under 3,500 lbs, $336 over 3,500 lbs. ZEVs add $250+ per year.
No. New Jersey sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee.
New Jersey taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments. New Jersey collects the full tax on a lease up front. For a lease brought in from another state, it allows credit for the other state’s tax only if that state taxes leases the way New Jersey does, by taxing the lessee (S&U-12). A tax imposed on the business rather than on the customer is unlikely to qualify.