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North Dakota · What a car really costs*

Buying a car in North Dakota.

By The Model Black · Updated October 7, 2026

North Dakota charges motor vehicle excise tax of 5% statewide on vehicles, with no local add-on. A trade-in does reduce the taxable price, which is real money on the deal.

5%
Motor vehicle excise tax on a vehicle
Full credit
Trade-in reduces the taxable price
~$99.50
Title, registration and fees on a $35,000 car
No cap
Doc fee, set by each dealership

Your payment, cash or finance.

Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for North Dakota. Nothing you type leaves this page.

The car
Your trade and money down
Credit and loan
Taxes and fees
Cash
...
out the door
Sales tax
...
Title, registration, and fees
...
Trade-in
...
Due at the dealership
...
Finance
.../mo
 
Amount financed
...
Total interest
...
Payments plus cash down
...
Lease

To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.

Pick a vehicleHow leasing works

An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for North Dakota; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.

How the tax works.

The 5% motor vehicle excise tax replaces sales tax on vehicles; no local tax applies to the purchase or transfer of a motor vehicle.

Manufacturer discounts, incentives and rebates applied at the time of sale are subtracted from the selling price before tax.

Leases of one year or more: the lessor pays 5% at titling on the total consideration of the lease (down payment, acquisition fees and all payments; factory rebates excluded).

Trade-ins: Trade-in credit for a vehicle traded in at purchase is subtracted from the selling price (N.D.C.C. 57-40.3-01); insurance proceeds from a totaled vehicle may also be used as a trade-in credit.

Title, registration and fees.

On a $35,000 new car with a $37,000 sticker, registered in Fargo, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.

FeeAmount
Title fee$5.00
Registration (est., weight based)$93.00
Abandoned motor vehicle disposal fee (initial application for a North Dakota title)$1.50
In all$99.50
Annual passenger fee by weight and year first registered: 3,199 lbs or less $73; 3,200-4,499 lbs $93; 4,500-4,999 lbs $111 (schedule for vehicles first registered 2020 and newer; lower schedules apply to older vehicles). Plates included. EV fee $120, PHEV $50.

Leasing in North Dakota.

North Dakota taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments.

Cities in North Dakota.

Pick your city for the exact combined rate where you register, plus what title and registration run there.

FargoCass CountyBismarckBurleigh CountyGrand ForksGrand Forks CountyMinotWard CountyJamestownStutsman CountyWahpetonRichland CountyWillistonWilliams CountyDickinsonStark CountyGrand Forks AfbGrand Forks CountyMinot AfbWard County
What is my car worth? How The Model Black works Every state

Questions.

How much is sales tax on a car in North Dakota?

5%. North Dakota applies one rate statewide on vehicles, so it does not change from city to city.

Does a trade-in lower the sales tax in North Dakota?

Trade-in credit for a vehicle traded in at purchase is subtracted from the selling price (N.D.C.C. 57-40.3-01); insurance proceeds from a totaled vehicle may also be used as a trade-in credit.

What are title and registration fees in North Dakota?

On a $35,000 new car with a $37,000 sticker, registered in Fargo: Title fee $5.00, Registration (est., weight based) $93.00, Abandoned motor vehicle disposal fee (initial application for a North Dakota title) $1.50, about $99.50 in all. Annual passenger fee by weight and year first registered: 3,199 lbs or less $73; 3,200-4,499 lbs $93; 4,500-4,999 lbs $111 (schedule for vehicles first registered 2020 and newer; lower schedules apply to older vehicles). Plates included. EV fee $120, PHEV $50.

Is the doc fee capped in North Dakota?

No. North Dakota sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee.

How is a lease taxed in North Dakota?

North Dakota taxes a lease up front: the tax on the total of all your lease payments is due in full at signing, not spread across the payments.

Where these numbers come from.