Pennsylvania charges sales and use tax of 6% at the state level, and local jurisdictions add their own, which brings a typical vehicle to about 6%. A trade-in does reduce the taxable price, which is real money on the deal.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Pennsylvania. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Pennsylvania; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
Sales tax is paid at the rate of the buyer's residence: 6% statewide, 7% Allegheny County, 8% Philadelphia.
Manufacturer rebates do not reduce the taxable purchase price in Pennsylvania.
Leases over 30 days: 6% (7%/8%) sales tax plus a 3% Public Transportation Assistance Fund tax on each lease payment.
Title ($72) and registration ($48) reflect PennDOT's April 2026 fee schedule (Act 89 indexing).
On a $35,000 new car with a $37,000 sticker, registered in Philadelphia, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $72.00 |
| Registration (est., flat based) | $48.00 |
| County fee for local use (annual in counties that adopted it) | $5.00 |
| In all | $125.00 |
Pennsylvania taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.
Pick your city for the exact combined rate where you register, plus what title and registration run there.
Pennsylvania charges 6% at the state level and local jurisdictions add more, so a typical combined rate on a vehicle is about 6% and can reach 8% at the high end. The rate is set by where you live, so pick your city above for the exact figure.
Trade-in value is deducted from the taxable purchase price (PennDOT fact sheet; 72 P.S. 7201).
On a $35,000 new car with a $37,000 sticker, registered in Philadelphia: Title fee $72.00, Registration (est., flat based) $48.00, County fee for local use (annual in counties that adopted it) $5.00, about $125.00 in all. Passenger vehicle registration $48 per year (plates included) per MV-70S (4-26). Some counties add a $5 Fee for Local Use. EVs pay a $200 annual fee (2025 Act 85), PHEVs $50.
Yes, at $490. Under 63 P.S. 818.327(c), the 2026 maximum is $490 for electronic processing and $409 otherwise (State Board notice of January 13, 2026), adjusted for inflation each year.
Pennsylvania taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.