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Utah · What a car really costs*

Buying a car in Utah.

By The Model Black · Updated October 7, 2026

Utah charges sales and use tax of 4.7% at the state level, and local jurisdictions add their own, which brings a typical vehicle to about 7.7%. A trade-in does reduce the taxable price, which is real money on the deal.

7.7%
Typical combined tax on a vehicle
Full credit
Trade-in reduces the taxable price
~$350.00
Title, registration and fees on a $35,000 car
No cap
Doc fee, set by each dealership

Your payment, cash or finance.

Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Utah. Nothing you type leaves this page.

The car
Your trade and money down
Credit and loan
Taxes and fees
Cash
...
out the door
Sales tax
...
Title, registration, and fees
...
Trade-in
...
Due at the dealership
...
Finance
.../mo
 
Amount financed
...
Total interest
...
Payments plus cash down
...
Lease

To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.

Pick a vehicleHow leasing works

An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Utah; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.

How the tax works.

The Tax Commission rate table shows the state component as 4.70% with a mandatory 1.00% statewide local sales tax and 0.25% county option tax in every jurisdiction; combined rates run from about 6.35% (rural) to 8.45% in Salt Lake City and 10.05% in the MIDA MVP-SLC district, so the local share is roughly 1.65%-5.35%. The typical local rate of 3.0% is close to the Salt Lake County suburbs (7.5%-7.75% combined).

Dealer sales are sourced to where the buyer takes delivery, normally the dealership; the dealer collects tax at the dealership's rate.

Utah generally taxes the price before manufacturer rebates.

Trade-ins: Trade-in value of tangible personal property taken in trade is excluded from the taxable purchase price (Utah Code 59-12-104).

Title, registration and fees.

On a $35,000 new car with a $37,000 sticker, registered in Salt Lake City, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.

FeeAmount
Title fee$6.00
Registration (est., mixed based)$194.00
Age-based uniform fee (annual, vehicles under 3 years old)$150.00
In all$350.00
Registration fee $44 per year (Utah Code 41-1a-1206 base, adjusted for inflation each January and rounded up to the next 25 cents) plus the age-based uniform fee in lieu of property tax: $150 for vehicles less than 3 years old, $110 (3-5 years), $80 (6-8), $50 (9-11), $10 (12+). Plates, a $1 uninsured motorist fee and county/emissions fees are extra. EVs add $130-$140.
Annual value-based tax: Age-based uniform fee (in lieu of property tax). $150 / $110 / $80 / $50 / $10 by vehicle age (Utah Code 59-2-405.1). Collected with registration.

Leasing in Utah.

Utah taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.

Cities in Utah.

Pick your city for the exact combined rate where you register, plus what title and registration run there.

Salt Lake CitySalt Lake CountyOgdenWeber CountyProvoUtah CountySandySalt Lake CountyLoganCache CountyOremUtah CountySaint GeorgeWashington CountyClearfieldDavis CountyPark CitySummit CountyWest JordanSalt Lake County
What is my car worth? How The Model Black works Every state

Questions.

How much is sales tax on a car in Utah?

Utah charges 4.7% at the state level and local jurisdictions add more, so a typical combined rate on a vehicle is about 7.7% and can reach 10.05% at the high end. The rate is set by the dealership location, so pick your city above for the exact figure.

Does a trade-in lower the sales tax in Utah?

Trade-in value of tangible personal property taken in trade is excluded from the taxable purchase price (Utah Code 59-12-104).

What are title and registration fees in Utah?

On a $35,000 new car with a $37,000 sticker, registered in Salt Lake City: Title fee $6.00, Registration (est., mixed based) $194.00, Age-based uniform fee (annual, vehicles under 3 years old) $150.00, about $350.00 in all. Registration fee $44 per year (Utah Code 41-1a-1206 base, adjusted for inflation each January and rounded up to the next 25 cents) plus the age-based uniform fee in lieu of property tax: $150 for vehicles less than 3 years old, $110 (3-5 years), $80 (6-8), $50 (9-11), $10 (12+). Plates, a $1 uninsured motorist fee and county/emissions fees are extra. EVs add $130-$140.

Is the doc fee capped in Utah?

No. Utah sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee.

How is a lease taxed in Utah?

Utah taxes a lease one payment at a time: the tax is added to each monthly payment, so you pay it as you go.

Where these numbers come from.