Midsize Luxury Sedan (Used) · Model guide*

Jaguar XF.

A handsome, athletic alternative to the used 5 Series crowd, discontinued in 2024 and priced accordingly on the used market.

Fuel economy

up to ~31 mpg

Seats

Power

246-296 hp

Price a used XF

What a Jaguar XF costs where you live.

With the taxes and fees for Arizona, where you register the car. Type the price and see it as cash, a loan, and a lease. Nothing you type leaves this page.

Where you register the car

Price you agreed on$ Cash down$ Your credit score Loan term Lease term

More optionsSticker price, rebates, your trade, loan rate, lease terms, taxes and fees

The car Sticker price (MSRP)$A lease figures its residual from the sticker. Rebates and incentives$

Your trade Trade-in value$ Still owed on the trade$

Loan and lease Loan APR%Starts at Rateous's rate for your credit range and term. Change it to a rate you have. Residual%What the car is expected to be worth at the end, as a share of the sticker. Money factorAbout ... as an APR (money factor times 2,400). Acquisition fee$The leasing company's fee, usually rolled into the lease. Change it to yours.

Taxes and fees Sales tax rate%Worked out for Arizona on this price, after any trade-in credit (some places tax less above a set amount). Change it if yours differs. Title, registration, and state fees$An estimate for a new car at this price. Change it if you know yours. Dealership documentary fee$An example of $599. Type your dealership's own fee; it varies by store.

Cash

...

out the door

Sales tax: ...
Title, registration, and fees: ...
Trade-in: ...
Due at the dealership: ...

Finance

.../mo

Amount financed: ...
Total interest: ...
Payments plus cash down: ...

Lease

.../mo

Due at signing: ...
Total over the lease: ...
Value at lease end: ...

Lease or buy, over 36 months

	You pay	You own at the end	Real cost
Lease	...	Nothing; you hand it back	...
Finance	...	Equity of ...	...
Cash	...	A car worth about ...	...

An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The starting money factor, residual, and acquisition fee are starting figures only; the leasing company sets the real ones. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Arizona; the dealership's paperwork and your motor vehicle agency have the final numbers. What you own at the end assumes the car is worth the residual. Nothing you type is sent, saved, or used to check your credit.

The calculator needs JavaScript. How it works: a loan payment is the amount financed times the monthly rate, divided by one minus (one plus the monthly rate) to the power of minus the term. A lease payment is the depreciation (net capitalized cost minus residual, divided by the term) plus the rent charge (net capitalized cost plus residual, times the money factor), plus tax the way the state taxes a lease.

XF trims.

P250246 hp turbo, rear-drive refinement, generous standard kit in later years.

P300 R-Dynamic296 hp with AWD and the sport styling treatment.

Remaining new Jaguars carry 5 year / 60,000 mile EliteCare coverage including complimentary scheduled maintenance for the same term. Used examples carry whatever factory coverage remains; Jaguar certified pre-owned adds extended coverage on qualifying vehicles.

Compare the XF.

More Jaguar used market standouts

Jaguar F-TypeSports Car (Used)Jaguar I-PaceElectric SUV (Used)Jaguar E-PaceCompact Luxury SUV (Used)

Its closest rivals, by body style, size, and class

Lexus ESMidsize Luxury Sedan · Starting MSRP $47,500*Cadillac CT5Midsize Sport Sedan · Starting MSRP $49,200*Audi A5Midsize Luxury Sedan · Starting MSRP $50,400*Genesis G80Midsize Luxury Sedan · Starting MSRP $59,450*BMW 5 SeriesMidsize Luxury Sedan · Starting MSRP $60,500*Mercedes-Benz E-ClassMidsize Luxury Sedan · Starting MSRP $65,200*

Questions.

What trims does the Jaguar XF come in?

Two: P250, and P300 R-Dynamic.

What gas mileage does the Jaguar XF get?

Up to ~31 mpg, depending on the trim and powertrain, per the manufacturer's published figures.

How many seats does the Jaguar XF have?

Should I lease or buy a Jaguar XF?

It depends on how long you will keep it and how far you drive. Open the calculator on this page, type the price you agreed on, and compare the lease and the loan over the same months, with your state's taxes and your own credit tier.

Price a used XF on your numbers.

No credit pull, nothing sent to anyone.