Vehicle tax in Richmond runs about 4.15% all in, the rate for the City of Richmond. Virginia gives no trade-in credit, so tax applies to the full selling price.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Richmond, VA. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Richmond, VA; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
| Line | Estimate |
|---|---|
| Virginia motor vehicle sales tax (4.15%, paid at registration) | $1,452.50 |
| Title fee | $15.00 |
| Registration (estimate) | $30.75 |
About 4.15% all in for the City of Richmond. Virginia uses one statewide rate on vehicles, so it does not change by city.
Virginia's SUT is based on the gross sales price; no deduction is allowed for a trade-in (Va. Code 58.1-2401).
A car the selling dealership ships out of its own state usually carries no sales tax in that state; you pay Virginia tax when you register it in Virginia. Picking the car up in another state can mean paying that state's tax at the dealership first, and whether Virginia credits it depends on the two states. Whether a dealership ships to Richmond is up to the dealership, and it sets its own shipping charge, shown on the car before you sign.
Virginia sets no cap on it. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee. Virginia calls it a processing fee, and the dealership must disclose it (Va. Code 46.2-1530).