Virginia charges motor vehicle sales and use tax (SUT) of 4.15% statewide on vehicles, with no local add-on. A trade-in does not reduce the taxable price here.
Type your own numbers and see the same car priced as cash and as a loan, with the taxes and state fees for Virginia. Nothing you type leaves this page.
To see a lease, pick a vehicle. A lease is priced on one car: what it is expected to be worth at the end (its residual) and the leasing company's money factor change by model and by month.
An estimate on the numbers you type, not an offer of credit or a quote from any dealership. Starting loan rates are Rateous's rates for each credit range and term; they are not an offer from any lender. The documentary fee starts at an example figure, the state's legal cap where it has one or $599 where it does not, not any dealership's fee; each dealership sets its own. Taxes and state fees are estimates for Virginia; the dealership's paperwork and your motor vehicle agency have the final numbers. Nothing you type is sent, saved, or used to check your credit.
No local sales tax on vehicles; the 4.15% SUT is uniform statewide and collected by DMV at titling.
Manufacturer rebates are included in the gross sales price (not deductible); dealer discounts reduce it.
Virginia is one of the few states with neither a trade-in credit nor a cap, so the effective tax on a trade-heavy deal is higher than the rate suggests.
On a $35,000 new car with a $37,000 sticker, registered in Roanoke, no trade-in: the same figures the calculator above uses. The dealership's documentary fee is its own and is not included.
| Fee | Amount |
|---|---|
| Title fee | $15.00 |
| Registration (est., weight based) | $30.75 |
| In all | $45.75 |
Virginia taxes the vehicle's price when the leased car is titled. The leasing company pays it and it is carried in the lease, so it shows up in your payment rather than as a separate tax on each payment. 4.15% SUT on the vehicle's gross price is paid by the lessor when the leased vehicle is titled and is passed through in the lease; no tax on monthly payments.
Pick your city for the exact combined rate where you register, plus what title and registration run there.
4.15%. Virginia applies one rate statewide on vehicles, so it does not change from city to city.
Virginia's SUT is based on the gross sales price; no deduction is allowed for a trade-in (Va. Code 58.1-2401).
On a $35,000 new car with a $37,000 sticker, registered in Roanoke: Title fee $15.00, Registration (est., weight based) $30.75, about $45.75 in all. Passenger vehicles 4,000 lbs or less $30.75 per year; 4,001-6,500 lbs $35.75 (DMV 201, 08/10/2026). Plates included. Add $2 in Northern Virginia emissions localities and local registration fees in participating localities. Highway Use Fee applies to vehicles rated 25 mpg or better and to EVs ($135.63 for EVs; $7 to $103 for efficient gasoline cars in FY2027).
No. Virginia sets no statutory cap. Each dealership sets its own documentary fee (not a government fee), and each car shows its dealership's fee. Virginia calls it a processing fee, and the dealership must disclose it (Va. Code 46.2-1530).
Virginia taxes the vehicle's price when the leased car is titled. The leasing company pays it and it is carried in the lease, so it shows up in your payment rather than as a separate tax on each payment. 4.15% SUT on the vehicle's gross price is paid by the lessor when the leased vehicle is titled and is passed through in the lease; no tax on monthly payments.