Autopia calls itself a fully online car-leasing marketplace. The Model Black is not a broker: participating dealerships publish their prices up front.
The Model Black is not a licensed motor vehicle dealer or broker and does not act as a broker in any way. Participating dealerships sell and lease every vehicle and complete each purchase directly with you.
Autopia and The Model Black both put real dealer inventory online with published numbers, which is rarer than it should be. Autopia (autopia.com) describes itself as a fully online car-leasing marketplace: it lists real vehicles from its dealer partners at pre-negotiated prices, recalculates the payment as you change term, mileage, and down payment, and delivers to your door. It launched in California and says it is expanding state by state (autopia.com/about, as of September 2026). The Model Black is launching in Arizona. Where a participating dealership serves your area, it shows that dealership's cars as a loan, a lease (monthly, one-pay, or with deposits), and a cash purchase. It is not a broker: the dealership sells or leases the car and completes the purchase directly with you.
| Autopia | The Model Black | |
|---|---|---|
| Model | Fully online car-leasing marketplace; with an active Autopia membership, you send your application for a specific car to its dealer, and the dealer and its lenders process your credit (autopia.com/about, as of September 2026) | New-car buying platform, not a broker; the dealership publishes the price, The Model Black prices it three ways, and the dealership sells the car to you directly |
| States | Launched in California and expanding state by state; shows only cars that can reach your ZIP code, including by transport from other states (autopia.com/about, as of September 2026) | Launching in Arizona. Whether a car can be delivered to you depends on its dealership. |
| Ways to pay | Lease-led (autopia.com/about, as of September 2026) | Finance, lease (monthly, one-pay, multiple security deposits), and cash on every new car |
| Where the price comes from | Pre-negotiated pricing calculated from agreements with its dealer partners (autopia.com/about, as of September 2026) | Each participating dealership's own published savings, price, and any market adjustment |
| Fees | Browsing is at no charge; sending an application to a dealer takes a paid Autopia membership, which covers your household for its period, and taxes and fees are shown up front (autopia.com/about, as of September 2026) | Creating an account to see pricing is complimentary. A membership includes an introduction to the participating dealership you choose, so you can complete your purchase directly with them. Pricing for White Level and Black Level, and the full list of what each level includes, are coming soon. |
| Delivery | Local delivery at no charge in your market area, dealer pickup, or arranged transport for out-of-state deals (autopia.com/about, as of September 2026) | Pick up at the dealership, or, where the dealership ships, have it delivered once you've signed: in store, through a mobile notary at your door, or remotely, as the dealership offers |
Autopia says it launched in California and is expanding state by state. It offers local delivery at no charge in your market area, pickup at the dealer, or arranged transport for out-of-state deals (autopia.com/about, as of September 2026).
It prices monthly leases, one-pay leases, and leases with multiple security deposits on every participating dealership's car. On The Model Black, the participating dealership's own published price is the starting point, and you work with the dealership directly.
It describes itself as a fully online car-leasing marketplace and says it is not a traditional dealership, a classifieds site, or a phone-negotiation brokerage (autopia.com/about, as of September 2026). The Model Black is not a licensed motor vehicle dealer or broker and does not act as a broker in any way; the participating dealership sells or leases the car and signs the contract with you.